Oper Credits

Oper Credits is a Belgian fintech company founded in 2018, specializing in digital mortgage origination software for European lenders. The company aims to streamline the mortgage process, making it more efficient and less stressful for both homebuyers and lenders. Headquartered in Belgium, with offices in Antwerp and Zürich, Oper Credits employs around 45 people from diverse backgrounds across 16 European cities.

The company offers a white-label digital mortgage origination platform that automates the entire loan application process, from affordability assessments to closing. Its features include Agentic AI, which enhances workflow efficiency by automating routine checks and data validation. Oper Credits is committed to innovation and plans to expand its services in the EU and UK by 2025, focusing on product consulting and automated credit decisions. The company has raised $11.5 million in funding and generates approximately $9.5 million in revenue, serving a range of European lenders and banking institutions.