Instnt

Instnt is a Public Benefit Corporation based in New York City, founded in 2019. The company offers a fully managed, AI-powered customer onboarding and acceptance platform that integrates fraud prevention and identity verification. It provides up to $100 million in fraud-loss insurance, helping businesses onboard compliant customers while transferring fraud liability off their balance sheets.

The platform features an AI-driven risk assessment tool that analyzes predictive signals for fraud detection and compliance in under two seconds. Instnt also offers a decentralized identity verification solution through its Instnt Access feature, which simplifies the onboarding process. The company primarily serves financial institutions and businesses in North America, focusing on account opening and onboarding where fraud risk is significant. Instnt emphasizes a commitment to diversity and professional development within its remote workforce.