SMBX logo

SMBX

San Franciscofinancial services

About

SMBX is a marketplace that allows small businesses to issue and trade bonds, enabling retail investors to fund local enterprises while earning monthly principal and interest payments. Founded by Ben Lozano, Bhavish Balhotra, and Jackie Chan, SMBX leverages SEC Title III of the JOBS Act to make small business financing accessible to non-accredited investors. The company has raised $15 million in funding, including an $11.5 million seed round in 2021. Through its platform, SMBX offers small business bonds with potential annual returns of up to 9%. Investors can start with a minimum investment of just $10 per bond. The platform connects businesses with investors, providing transparency through detailed financials and growth stories. SMBX emphasizes community-driven growth, allowing businesses to raise capital while fostering local investment. Its user-friendly interface streamlines the bond issuance process and payment distribution, making it easier for both businesses and investors to engage.