ReadyForZero

ReadyForZero was a financial technology company founded in 2010 by Rod Ebrahimi and Ignacio Thayer, initially based in San Francisco and later expanding to Los Angeles. The company specialized in providing online financial tools aimed at helping individuals manage and pay down personal debt while protecting their credit. The ReadyForZero platform allowed users to create personalized debt repayment plans, make payments, and monitor their credit through web and mobile interfaces. The service was designed to help users understand and manage their debt effectively. By 2015, ReadyForZero had assisted users in paying down over $250 million in debt, with many users reportedly paying down debt twice as fast as those not using the service. The company was acquired by Avant in March 2015, and its operations were integrated into Avant's financial services.