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About

Instant.Credit, based in Barcelona, is a fintech company founded in 2016. It operates as the first European multi-lender and multi-country platform for instant, paperless consumer credit, specifically designed for e-commerce purchases. The company offers online shoppers immediate financing options, allowing them to buy now and pay in monthly installments through a secure and fully digital process. The Instant Credit platform enables real-time credit origination and decision-making, providing instant approvals with minimal documentation. It features automated contract generation, digital signatures, and real-time transaction monitoring. The platform supports various channels, including online purchases and physical points of sale, and emphasizes partnerships with lenders and merchants to enhance sales and profitability. Instant.Credit also incorporates advanced fraud prevention and identity validation measures, ensuring a reliable financing experience for consumers and businesses alike.