Firstcard

About

Firstcard is a financial technology company based in Menlo Park, California, founded in 2020. It specializes in secured credit cards and banking services aimed at helping college students, international students, immigrants, and foreigners build credit without the need for a credit check or Social Security Number. The company offers a mobile app that features a Mastercard debit/credit builder card linked to a bank account, ensuring users can only spend what they have. Key offerings include a no-fee, 0% APR secured credit builder card that reports payments to credit bureaus, cashback rewards at various partner locations, and competitive interest rates on deposits. Firstcard provides subscription plans with features like credit monitoring and enhanced cashback options. The company focuses on underserved groups, making it easier for them to access credit and earn rewards on everyday purchases.