Paays is a Canadian Enterprise FinTech company based in Toronto, Ontario. It specializes in integrated solutions for fraud detection, Know Your Customer (KYC), Anti-Money Laundering (AML), and income verification, primarily serving the auto finance industry. Paays aims to enhance trust, efficiency, and security for dealers and lenders through its innovative platform.

The company offers a variety of services, including ID verification, which allows for quick and secure customer identity checks, and income verification that significantly speeds up the process from days to minutes. Paays’ fraud detection solutions are designed to minimize fraud risk, while its AML compliance checks help clients adhere to regulatory standards. Additionally, Paays provides a single API that integrates seamlessly with existing systems, enabling faster decision-making for its partners.

Paays prioritizes the security and privacy of user data, implementing robust controls to maintain service integrity. The company serves the Canadian market and the broader North American auto finance sector, partnering with notable companies to enhance digital processes and reduce financial losses.