Fionic is a Toronto-based fintech company founded in 2021, specializing in AI-driven consumer lending solutions. The company is headquartered at 100 Lombard Street and focuses on using machine learning to enhance financial decision-making.

Fionic offers a machine learning lending platform that streamlines consumer financing. Its technology includes data-driven smart decisioning tools that optimize lending processes, targeting areas such as risk assessment and loan approval automation. The platform emphasizes advancements in AI, particularly in predictive analytics and automated underwriting, making it a modern solution for consumer lending.

Fionic serves financial institutions and lenders looking for AI-powered tools to improve their consumer financing capabilities. The recent acquisition of its AI intellectual property by ODDITY Tech Ltd. highlights the company’s technological value in the fintech market.